Smart Finance

SMART FINANCE

Digital Asset Trading Platform, Intelligent Risk Control, Cross-border Smart Finance, and Supply-chain Finance—one-stop BRICS financial solutions

Digital Asset Trading Platform

DIGITAL ASSET TRADING PLATFORM

Supply-chain asset digitization—receivables tokenization, order assetization, and digital warehouse receipts unlock idle assets

💰

Receivables Tokenization

RECEIVABLE TOKENIZATION

Accounts receivable on-chain with tokenization for splitting, transfer, and financing

¥12B
Total tokenized volume
📋

Order Assetization

ORDER ASSETIZATION

Real trade orders as underlying assets converted into tradable, financeable assets

8,600+
Assetized orders
🏭

Warehouse Receipt Digitization

DIGITAL WAREHOUSE RECEIPT

Electronic warehouse receipts plus IoT monitoring ensure verifiable underlying assets

3,200+
Digital warehouse receipts
1
Asset Registration
REGISTER
2
Valuation & Pricing
EVALUATE
3
Tokenization
TOKENIZE
4
Listing & Trading
LIST
5
Matching & Execution
MATCH
6
Delivery & Settlement
SETTLE

Intelligent Risk Control

INTELLIGENT RISK CONTROL SYSTEM

AI risk engine with multi-dimensional credit assessment and real-time alerts for secure cross-border finance

Credit Transaction Industry Geopolitical Compliance Operations

CREDIT RISK RADAR

Credit Score
ENTERPRISE CREDIT SCORE
92
Low Risk
Transaction History Score
TRADE HISTORY SCORE
88
Good
Industry Risk Score
INDUSTRY RISK SCORE
75
Moderate
Compliance Score
COMPLIANCE SCORE
95
Excellent

Cross-border Smart Finance

CROSS-BORDER SMART FINANCIAL SERVICE

One-stop comparison of BRICS financial products with fast cross-border financing matching

Product Institution Limit Range Term Reference Rate Currency
Cross-border Tech Loan Bank of China 1M–30M 12–120 months 3.6%-4.35% CNY
BRICS Trade Finance ICBC ≤70% of order value ≤30 days after delivery ≥ LPR RUB
Specialized SME Loan Industrial Bank 10K–30M 1–36 months From 4.35% BRL
Cross-border Credit Loan CCB 10K–5M 1 year Comprehensive pricing INR
Supply-chain Finance Postal Savings Bank Up to 20M Up to 36 months ≥ LPR CNY

Cross-border Financing Needs

CROSS-BORDER FINANCING DEMAND

Moscow Stroy Group Financing
¥50M
Construction project financing · 24 months
🇷🇺 Russia In Progress
São Paulo Construções Financing
$10M
Equipment procurement financing · 18 months
🇧🇷 Brazil Pending Match
Huajian Group Financing
¥30M
Cross-border trade financing · 12 months
🇨🇳 China In Progress

Supply-chain Finance Empowerment

INDUSTRIAL CHAIN FINANCE EMPOWERMENT

Core enterprise credit propagation supports upstream and downstream financing so SMEs access quality financial services

Core Enterprise
🏗️ CSCEC · Credit AAA · Facility ¥500M
Tier-1 Supplier
⚙️ Huajian Steel · Credit AA · Facility ¥80M
Tier-2 Supplier
🧪 Broad New Materials · Credit A · Facility ¥20M
Tier-N Supplier
🔩 Jinxin Hardware · Credit B+ · Facility ¥3M

Financial Policy Hub

🏛️ NATIONAL POLICY
Industrial Equipment Renewal Implementation Plan National
Issued by seven ministries · May 2024
SME Quality Improvement Special Loan National
RMB 20B special loan · Aug 2024
🌐 BRICS POLICY
BRICS Cross-border Trade Facilitation Framework BRICS
BRICS Joint Statement · Oct 2024
BRICS Local Currency Settlement Arrangement BRICS
Promoting local currency settlement efficiency · Nov 2024